Last Updated: 2025-06-19

These Terms of Service (hereinafter “Terms”) govern your use of the website, products, and services provided by Emisha Consulting (“Company,” “we,” “us,” or “our”). By purchasing or using any products and/or services from Emisha Consulting, you agree to be bound by these Terms. If you do not agree with these Terms, do not purchase or use our products or services.

1. Company Information

Company Name: Emisha Consulting

2. Eligibility

Age Requirement: You must be at least 18 years of age (or the age of majority in your jurisdiction) to purchase or use our digital products and services.

Compliance: You agree to comply with all applicable local, state, national, and international laws and regulations.

3. Digital Products

Nature of Products: Emisha Consulting offers digital products focused on personal development. These products are intended for personal use only.

No Guarantee of Results: Our products are designed to provide information, strategies, and practical steps toward self-improvement and personal growth. However, we make no guarantee or promise regarding any specific outcome or result.

Access and Delivery: Upon successful purchase, you will receive access to the digital product(s) in accordance with the delivery method specified at the time of sale (e.g., email link, download page, membership portal).

4. No Refund Policy

No Refunds: All sales of our digital products are final. Once you have purchased a digital product and gained access to it, no refunds, exchanges, or returns will be provided. This policy applies to all digital products sold by Emisha Consulting, including but not limited to eBooks, PDFs, audio files, video recordings, and online course content. If you experience technical difficulties accessing our digital products, please contact us for assistance at [email protected].

5. Intellectual Property Rights

Ownership: All content, materials, and digital products provided by Emisha Consulting—including but not limited to text, graphics, logos, designs, videos, audios, and course materials—are the sole property of Emisha Consulting or its licensors and are protected by applicable intellectual property laws.

License: Subject to your compliance with these Terms, Emisha Consulting grants you a limited, non-transferable, non-sublicensable, and revocable license to access and use our digital products solely for your personal, non-commercial use.

Restrictions: You agree not to reproduce, duplicate, copy, sell, resell, distribute, or exploit any portion of our digital products without express written permission from Emisha Consulting.

6. User Conduct

Prohibited Conduct: When accessing or using our products, you agree not to:

Violate any applicable laws or regulations.

Engage in any activity that is harmful, fraudulent, deceptive, threatening, harassing, defamatory, obscene, or otherwise objectionable.

Infringe upon the rights of others, including intellectual property rights or privacy rights.

Upload or transmit any viruses or malicious code that could disrupt the functionality of our services or digital products.

Account Security: If you create an account with us, you are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.

7. Payments and Refunds

Pricing: All prices are listed in U.S. dollars (unless otherwise stated) and are subject to change at any time without notice.

Payment: You agree to provide accurate and complete payment information. By submitting payment information, you authorize Emisha Consulting to charge the applicable payment method.

Refunds: Due to the digital nature of our products, all sales are final and non-refundable unless otherwise specified in a separate refund policy or required by law.

8. Disclaimers

Educational Purpose Only: All digital products and content provided by Emisha Consulting are for informational and educational purposes. They are not intended as a substitute for professional advice (including but not limited to medical, legal, financial, or psychological).

No Warranty: Emisha Consulting provides its digital products and services on an “as is” and “as available” basis without any warranties, express or implied. Emisha Consulting disclaims all warranties to the fullest extent permitted by law, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Results Disclaimer: Any testimonials or examples of success are individual results and are not guarantees of your own success. Your results may vary depending on personal factors, including your individual capacity, work ethic, and dedication.

9. Limitation of Liability

To the maximum extent permitted by law, Emisha Consulting, its officers, directors, employees, contractors, affiliates, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages arising out of or in connection with your use of (or inability to use) any digital products, even if advised of the possibility of such damages. In any event, Emisha Consulting’s total liability to you for any damages arising from or related to your use of the digital products shall not exceed the amount you paid to Emisha Consulting for the specific product in question.

10. Indemnification

You agree to indemnify, defend, and hold harmless Emisha Consulting and its affiliates from and against any and all claims, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:

Your breach of these Terms.

Your use of our digital products or services.

Your violation of any law or the rights of a third party.

11. Termination

Emisha Consulting reserves the right to suspend or terminate your access to any or all of our digital products or services at any time for any reason, including any violation of these Terms, without prior notice or liability.

12. Governing Law and Dispute Resolution

Governing Law: These Terms and any dispute arising out of or in connection with them shall be governed by and construed in accordance with the laws of the jurisdiction in which Emisha Consulting is located, without regard to conflict of law principles.

Dispute Resolution: In the event of a dispute, you agree to first contact Emisha Consulting to attempt to resolve the dispute informally. If informal resolution is not possible, any legal action or proceeding shall be brought exclusively in the courts located in Emisha Consulting’s jurisdiction, and you consent to the personal jurisdiction of those courts.

13. Changes to These Terms

Emisha Consulting may update or modify these Terms at any time in its sole discretion. If we make material changes, we will provide notice (e.g., by email notification or posting a notice on our website) prior to the changes becoming effective. Your continued use of our products or services after any changes to these Terms indicates your acceptance of the revised Terms.

14. Miscellaneous

Entire Agreement: These Terms, together with any policies or legal notices posted on our website, constitute the entire agreement between you and Emisha Consulting regarding the subject matter herein.

Severability: If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable. The remaining provisions shall remain in full force and effect.

No Waiver: The failure of Emisha Consulting to enforce any right or provision of these Terms shall not operate as a waiver of such right or provision.

15. Contact Us

If you have any questions about these Terms, please contact us at:

Email: [email protected]

By purchasing or using our digital products, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.